Travel Rule Vendor Considerations for Crypto-Asset Service Providers (CASPs)

How CryptoSwift overcomes standard challenges among competing Travel Rule solutions.

FeatureStandard challengeCryptoSwift
Ease of IntegrationIntegrating with third party vendors to handle regulated workflows is bound to be messy. Decentralised solutions require a particularly heavy lift.Integrating with CryptoSwift’s only connecting API end-points, rather than a back-end build. It’s an API first product with great documentation.
Maintenance costsMaintaining on-prem and niche Travel Rule solutions takes time. CryptoSwift offers a cloud solution with easy and cost-efficient maintance. 
Data CompletenessDeposits often lack accompanying Travel Rule messages, leading to breaches of data completeness requirement under TFR.CryptoSwift offers Know Your Wallet (KYW) and automatic incoming message features, helping detect the wallet type (custodial or self-hosted) and identify the custodian VASP based on on-chain data.
ISO & DORA ComplianceCASPs need vendors that provide compliance with DORA and cybersecurity requirements.As a European provider, CryptoSwift complies with DORA out-of-the-box. CrypoSwift has also passed ISO 27001:2022 certification.
Rule engine & Orchestration LayerStitching together various risk data streams into coherent compliance authorization workflows detracts software engineers from the core product.The CryptoSwift rule engine provides compliance teams with no-code workflows to configure authorizations across Travel Rule, blockchain analytics and AML screening data streams
Cost of OwnershipCASPs need a vendor whose pricing scales with volumes, especially given the nascent state of the stablecoin market.CryptoSwift combines module and volume based competitive pricing to reflect both functional and volume needs.
Data autonomyCloud solutions share PII data with a third party vendor, exposing sensitive information.CryptoSwift Outpost offers a way to maintain PII data in the CASP’s on-prem perimeter until requested for Travel Rule purposes, combining data autonomy with easy data sharing practices.
Powerful self-hosted wallet verificationSelf-hosted wallet verification adds friction to the users, and the widgets are often hard to implement.CryptoSwift offers an industry-leading non-custodial wallet verification widget. The design can be fully customised to fit the VASP’s user interface. Periodical renewals support low-risk wallet whitelisting.